In 2003, an epidemic of severe acute respiratory syndrome – SARS – surged, ultimately killing almost 800 people. In 2005, the White House unveiled its National Strategy for Pandemic Influenza Preparedness and Response amid dire warnings of a global flu pandemic as the H5N1 virus propagated around the world. Closer to home, West Nile virus and Lyme disease have become household names and emerged as familiar illnesses. Less well-known is the epidemic of Valley fever raging in certain California state prisons. In freer environs, the hantavirus emerged in Yosemite National Park in 2012 and killed three. And just this January, Panama announced it was in the midst of a dengue fever epidemic. This Eye on the Experts article focuses on epidemics and how insurance can help to mitigate the risks to businesses.