Richard counsels clients on insurance coverage issues and, where necessary, files suit to recover benefits to which his clients are entitled. He also audits corporate insurance programs to ensure placement of proper coverages. Richard has successfully litigated coverage disputes under policies such as general liability, professional liability, first-party property, contractor’s and owner’s liability, and employer’s liability for workplace discrimination and assault. He has also successfully represented healthcare organizations in medical malpractice disputes as well as major commercial airlines in hull and war-risk insurance disputes.
Richard has also been successful in litigating numerous coverage issues in insurer liquidation proceedings and against state insurance guaranty associations. More than 40 years ago, in one of the two initial suits raising the question of which insurance policies covered asbestos liabilities for manufacturers, Richard developed and advanced the continuous trigger coverage position that is now well accepted in courts throughout the country. He has also successfully litigated so called “long-tail” insurance issues for numerous clients over the years.
Richard speaks and writes on timely insurance law issues. He also has served as a course planner for the Pennsylvania Bar Institute’s Annual Insurance Law Institute.
Richard has volunteered his legal services throughout his career, including representing prisoners in civil rights cases. He has also represented Special Olympics Pennsylvania, one of the largest chapters of Special Olympics International, and has served as a member of its board of directors.