Represented a mortgage servicer company in obtaining a favorable ruling from the federal Eastern District of New York court clarifying the Fair Debt Collection Practices Act (FDCPA). The court held that although a mortgage servicer may also be a debt collector, it is not vicariously liable for the actions of its local litigation counsel who is also a debt collector. The court found while the defendant law firm may have violated the FDCPA by making misrepresentations to a “consumer,” those representations alone did not make the mortgage servicer vicariously liable.
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