Lumbermens Mutual Group, formerly known as Kemper Insurance Company (or just as Kemper), is comprised of Lumbermens Mutual Casualty Company, American Motorists Insurance Company, and American Manufacturers Mutual Insurance Company. These Kemper Entities sold property and casualty insurance policies Continue Reading
Appeals Court Upholds USDOL’s New Minimum Wage and Overtime Rules for Home Care Workers Employed by Home Health Care Agencies
Reversing a decision celebrated by employers in the home care industry, the U.S. Court of Appeals has ruled that home health care agencies must comply with the U.S. Department of Labor’s (“DOL”) 2013 domestic service regulations. Those regulations (which, but for the court challenge, were to Continue Reading
Just in Time for Labor Day – Employees You Didn’t Know Were Yours
The National Labor Relations Board (“NLRB”) on August 27, 2015, issued a sweeping decision that overturned decades of precedent and created a new standard for determining when two (or more) entities are “joint employers” for purposes of federal labor law. The ruling, in Browning Ferris Continue Reading
Good News for California Asset Transfers: Insurance Now Follows the Assets
M&A: How to Maximize Your Return When Selling Your Business
As a family or private business owner, you know how to sell your product or service. But do you know how to sell the company itself? Selling a business that has been built over the years is emotional and stressful, and for most business owners, a once-in-a-lifetime event. Many privately held Continue Reading
M&A: Facilitate Deal-Making through the Use of Representation and Warranty Insurance
In this frothy, seller-driven M&A market, representation and warranty insurance can help bridge the gap between a buyer and seller and facilitate deal-making. In M&A transactions, a seller seeks to limit the extent to which a buyer will have recourse to a seller after consummation Continue Reading
“Want Coke? Buy Pepsi!” Is This Confusing?
Suppose you walk into a greasy cheeseburger joint and ask for a Coke®. A cook who looks remarkably like the late John Belushi doesn’t say, “No Coke; Pepsi.” Instead, he says, “You want Coke? Have a Pepsi!” and you buy the Pepsi®. Does Coke have a claim that you were confused into buying Pepsi? That Continue Reading
New Pennsylvania Law to Simplify Entity Transactions
Pennsylvania’s new Entity Transactions Law is expected to streamline the process of effecting certain fundamental changes or change of control transactions. Effective July 1, 2015, companies doing, or wishing to conduct, business in Pennsylvania will now be able to seamlessly complete certain Continue Reading
Six Tips for Generating Buzz Without Getting Stung
A good marketing department knows how to generate product “buzz” by leveraging external influencers and promotions. The challenge for the company is to avoid being stung by the FTC’s recently published Endorsement Guides (the “Guides”), or older regulations. Influencers can be consumers, Continue Reading
State Toughens Spill Reporting Requirements
Connecticut’s spill reporting thresholds have been lowered, so you may now need to report releases that would not have triggered reporting requirements in the past. The changes to the "Significant Environmental Hazard" Law took effect on July 1. The Connecticut Department of Energy and Environmental Continue Reading